The leading marketplace for investing in loans.


Invest in loans and start earning passive income.


Deposit amount
$
$ $

Total return


1,7% daily for 20 business days. Principal return at the end of deposit terms.

Deposit amount
$
$ $

Total return


2,0% daily for 35 business days. Principal return at the end of deposit terms.

Deposit amount
$
$ $

Total return


2,3% daily for 55 business days. Principal return at the end of deposit terms.

Deposit amount
$
$ $

Total return


2,8% daily for 65 business days. Principal and earnings return at the end of deposit terms.

Deposit amount
$
$ $

Total return


3,6% daily for 75 business days. Principal and earnings return at the end of deposit terms.

Deposit amount
$
$ $

Total return


4,2% daily for 85 business days. Principal and earnings return at the end of deposit terms.

We are XPS LTD - a global marketplace for investing in loans.

XPS LTD is a global marketplace for investing in loans. We are opening the market to loans as a new asset class - at scale. With us, the next generation of individual investors can start small and find a diversified supply of loans to invest in. We work to make investing in loans as common as investing in stocks, ETFs, real estate, or any other major asset class.

By rethinking how money flows across borders from those who want to save and invest to those who want to borrow, we are revolutionising financial services and contributing to financial inclusion on a global scale.

XPS LTD was founded in 2008 four founding angel investors. The company has raised a total of € 7 million to date, all from above-mentioned angel investors.

We do good

XPS LTD’s team is operating the leading marketplace for investing in loans, and we do it with a high sense of responsibility toward our investors and clients, our society, and our environment. We are committed to developing the best practices and industry standards when it comes to how we do our work. XPS LTD is an equal opportunity employer and an environmentally friendly community, running its operations by following the responsibilities stipulated in the XPS LTD Environmental Policy.

Get to know our virtues

XPS LTD Virtues are the foundation of our culture that are based on actions rather than beliefs. The five virtues that shape our culture are to pursue learning and growth, to constantly default to transparency in our work, to have a high level of ownership and a strong commitment to the execution of tasks, and to always think of customers in every detail of work.